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How to Calculate a Tip (Quick Mental Math)

To tip, multiply the bill by the tip percentage divided by 100. Learn quick mental-math shortcuts for 10%, 15% and 20%, and how to split it.

To calculate a tip, multiply the bill by the tip percentage divided by 100. For a 20% tip on $50, that is $50 × 0.20 = $10, making the total $60.

Quick mental shortcuts

  • 10% — move the decimal one place left: $50 → $5
  • 20% — find 10% and double it: $5 → $10
  • 15% — 10% plus half of that 10%: $5 + $2.50 = $7.50

Splitting the bill

Add the tip to the bill first, then divide by the number of people. A $60 total (with tip) split three ways is $20 each. Tipping on the pre-tax amount is common and perfectly fine.

Tipping customs vary

Expected tips differ by country — around 15–20% is standard in the US, while many countries tip little or include service. Check local norms when travelling.

Calculate instantly

Work out the tip and total with the percentage calculator, all in your browser. Related: How to calculate a discount.

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